GST compliance, income tax and business advisory
for self-employed and SME owners.

You built something real. Revenue is coming in. The business is growing. But the accounts are behind, the filing has question marks, GST notices keep arriving, and you are not confident that whoever handles your compliance actually understands what your business does.

From our CA's experience

“Section 44AD vs 44ADA — this single misclassification has cost some of my clients lakhs in unexpected demands. Architects. Doctors. IT consultants. Lawyers. Designers. All professionals must file under 44ADA — not 44AD. 44AD is for trading businesses. The IT system catches the mismatch eventually, always with interest. I have settled demands triggered three years after the wrong filing with 18% interest compounding the entire time.”

— On the most commonly missed distinction in professional tax filing
What we see — the real problems
Problem 01
Filing under 44AD when you should be under 44ADA
If you earn professional income — IT services, architecture, medicine, law, consulting, design, accounting — you must file under Section 44ADA. 44AD is for traders. The misclassification creates a tax demand the system generates automatically, typically 2–3 years after the wrong filing, with 18% annual interest.
Most common issue for professionals
Problem 02
GST ITC mismatch — notices for your supplier's mistake
You do everything right on your side. You claim input tax credit. Your supplier fails to file their GSTR-1. The portal flags the mismatch. You get a notice. This happens to thousands of businesses every quarter — and keeps happening because nobody identifies and removes the non-compliant suppliers.
Root cause fixable in 30 days
Problem 03
Personal and business finances through the same account
One bank account for everything. Personal expenses mixed with business. No clear audit trail. When a bank wants financials for a loan, when a large client asks for audited accounts, or when the IT department sends a scrutiny notice — reconstructing 3 years of mixed transactions is painful and expensive.
Retail / TradeReal estateManufacturingHealthcare
Problem 04
No clean financial records when the bank or client asks
Revenue tracked informally. Expenses roughly remembered. A good credit facility or a large client relationship requires audited financials. Without clean books maintained monthly, you cannot access opportunities that require proof of financial health.
Costs opportunities worth 10x the book-keeping
What we do for you
We audit before we file. We fix before notices arrive.

We start by reviewing the last 2–3 years of your filing and GST history. We find the exposure before it finds you. Then we set up clean monthly accounting, the correct filing structure, and a supplier compliance check that prevents GST notice patterns from repeating.

Filing section review — 44AD vs 44ADA correctly applied
GST notice root cause audit — find the pattern, not just the symptom
Monthly reconciliation so year-end is never a scramble
Supplier compliance monitoring — identify non-filers before claiming ITC
Separate clean accounting system set up within 2 weeks
Business compliance from ₹8,000/month. One resolved GST notice typically covers 6 months of fees. Most business owners find the accounting system pays for itself within the first quarter.
Case we solved — wrong filing section for 3 years
Ramesh Gupta — Freelance Architect, Delhi
₹32L annual professional income · Architect · Filed under 44AD for 3 consecutive years
RG
The situation

Ramesh is a licensed architect earning ₹32 lakh annually from professional fees. His previous accountant had filed him under Section 44AD (the business presumptive scheme) for three consecutive years. He is a professional — his correct section is 44ADA. The IT system flagged the mismatch in year 4 and issued a demand notice for the tax differential plus 18% interest per annum.

What we did

We filed revised returns for all three affected years with the correct section. We represented Ramesh's case before the assessing officer, successfully contesting the interest computation and the penalty levy. We also restructured his ongoing filing and set up a quarterly review to prevent similar issues.

₹1.2L
Original demand raised
₹45K
Final settlement amount
₹75K
Saved in demand & interest
0
Notices in 2 years since

“Ramesh's case was entirely avoidable. The right section was not a matter of opinion — 44ADA is mandatory for architects. The accountant who filed him under 44AD for three years either didn't know the distinction or didn't check. This is why the first conversation we have is always: tell me exactly what you do and how you earn. Not: send me your previous returns.”

The one question we ask every business owner in our first meeting
Ask your CA one question: “Am I filed under 44AD or 44ADA?” Then verify the answer.

If you earn professional income — IT services, architecture, medicine, law, consulting, design, accounting, engineering — you must be under 44ADA. It is not a preference. It is the applicable section under the Income Tax Act.

If your CA says 44AD and you are a professional, that is a problem. Not a stylistic difference of opinion — a misclassification that will create a demand notice with 18% annual interest when the system catches it. Ask the question tomorrow morning.

This is our most commonly delivered first-meeting insight — and the one that prevents the most avoidable damage.
“Want to talk this through?”